Organization Restructure

This slide provides detailed interpretation of statistics metrics provided in the previous slide highlighting the improvements in organization current human capital state.Deliver and pitch your topic in the best possible manner with this strategic procedure to improve employee efficiency forecasting program impact on sample pdf Use them to share invaluable insights on attrition rate, average hiring cost, workplace conflicts and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

The following slide displays revenue generation stream of the organization as the provided graph displays the key customer segment and their bifurcation in revenue stream Deliver and pitch your topic in the best possible manner with this artificial intelligence gaming industry fund raising elevator understanding the revenue topics pdf. Use them to share invaluable insights on understanding the revenue stream through potential market and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

This slide represents the value of having strong IT policies within an organization regarding software, hardware, passwords, and data transfer. Deliver and pitch your topic in the best possible manner with this information technology security prepare and deploy strong it policies ppt icon graphics design pdf. Use them to share invaluable insights on v and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

This slide defines the roadmap of the agile implementation in an organization which consists of training, consulting coaching. Deliver and pitch your topic in the best possible manner with this qa processus quality assurance procedure in agile project download pdf. Use them to share invaluable insights on agile introduction, scrum master training, product owner training, setup community, build success stories and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

The following slide displays the 2 major rules on which the organization focuses on. These 2 major rules are Prevent irrevocable disaster and moral, ethical, legal etc. Deliver and pitch your topic in the best possible manner with this netflix capital funding elevator pitch deck two major rules of freedom inspiration pdf. Use them to share invaluable insights on two major rules of freedom and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

Mentioned slide portrays content marketing campaign development process covering audience segment, content and channels. Organization do content marketing that involves creation and sharing of online material. Deliver and pitch your topic in the best possible manner with this promotion standard practices tools and templates content marketing campaign development guidelines pdf Use them to share invaluable insights on engagement, research and insight, content strategy and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

This slide provides the glimpse about the disciplined agile delivery lifecycle which focuses on inception, construction and transition.Deliver and pitch your topic in the best possible manner with this scrum architecture disciplined agile delivery lifecycle designs pdf Use them to share invaluable insights on identify prioritize, roadmaps and guidance, planning and organization and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

This slide represents the implementation of the crystal red family, including the size of the team and the organization of the team as per their roles and responsibilities.Deliver and pitch your topic in the best possible manner with this Agile Crystal Method Implementation Of Crystal Red Family Information PDF. Use them to share invaluable insights on Implementation Of Crystal Red Family and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

This slide showcases the graphs for declining company performance which highlights the organization monthly product sales and yearly product revenue with key takeaway section.Deliver and pitch your topic in the best possible manner with this Promotion Guide To Advertise Brand On Youtube Continuous Declining In Company Rules PDF Use them to share invaluable insights on Continuous Declining In Company Performance and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

This slide provides the glimpse about the challenges of inbound process such as reliable suppliers, production optimization, transportation, storage and quality process.Deliver and pitch your topic in the best possible manner with this Inbound Logistics And Supply Chain Introduction Challenges Of Inbound Processes Summary PDF Use them to share invaluable insights on Establishing Between, Outflows Utilization, Capacity Organization and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

Purpose of the following slide is to show the sales forecasting for the organization as it displays the sales for the current and forecasted year. Deliver and pitch your topic in the best possible manner with this BANT Sales Lead Qualification Model Forecasting The Sales Portrait PDF. Use them to share invaluable insights on Historical Data, Forecasted Data, 2021 To 2022 and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

This slide depicts the edge computing dashboard to monitor the security of networks and devices in the organization by covering threat prevention and detection details.Deliver and pitch your topic in the best possible manner with this Distributed Computing Dashboard For Edge Computing Tracking Brochure PDF Use them to share invaluable insights on Device Recommendation, Most Prevalent, Device Recommendation and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

Following slide displays architecture framework that organization can use to operationalize the machine learning development lifecycle. Deliver and pitch your topic in the best possible manner with this Using Ml And Devops In Product Development Process Defining The Architecture To Operationalize Mldlc Structure PDF. Use them to share invaluable insights on Data Engineering, Model Engineering, Model Training and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

This slide provides information regarding workforce training program effectiveness evaluated by assessing overall training impact, quality of trainer, etc. Deliver and pitch your topic in the best possible manner with this HR Coaching Playbook Determine Workforce Training Program Effectiveness Contd Formats PDF Use them to share invaluable insights on Organization Training, Suitability Of Training, Training Materials and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

This slide provides the glimpse about our project performance in the organization which focuses on growth rate of our project and how our company is performing.Deliver and pitch your topic in the best possible manner with this Company Pitch Deck Our Project Performance Formats PDF Use them to share invaluable insights on Our Performance, Current Performance, Projects and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

This slide provides information regarding the various internal communication channels such as direct communication with project meetings and electronic communication such as teleconferences. Deliver and pitch your topic in the best possible manner with this Stakeholder Communication Program Addressing Project Internal Communication Channels Clipart PDF Use them to share invaluable insights on Direct Communication, Electronic Communication, Project Organization and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

This slide showcases the graphs for declining company performance which highlights the organization monthly product sales and yearly product revenue with key takeaway section.Deliver and pitch your topic in the best possible manner with this Marketing Manual For Product Promotion On Youtube Channel Continuous Declining In Company Performance Rules PDF. Use them to share invaluable insights on Marketing Channels, Revenue Reported, Million Revenue and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

This slide showcases table that can help organization to compare various debt fundraising options available in the market. Its key components are debt funding sources, time period, risk and tax advantages. Deliver and pitch your topic in the best possible manner with this Comparing Sources Of Debt Fundraising Designs PDF. Use them to share invaluable insights on Debt Funding Sources, Tax Advantage, Risk and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

Purpose of the following slide is to provide an overview of the BANT model, or Budget, Authority, Need and Timeline, the following provides key points of consideration in each.Deliver and pitch your topic in the best possible manner with this Sales Lead Qualification Rating Framework Understanding The BANT Model Demonstration PDF Use them to share invaluable insights on Affected Seasonality, Authorized Personal Points Organization and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

Following slide displays ANSI Z1 4 sample table that can be used by an organization as a single sampling plan for normal inspection.Deliver and pitch your topic in the best possible manner with this Contents For QA Plan And Process Set 3 Ansi Z1 4 Sampling Table Guidelines PDF Use them to share invaluable insights on General Inspection, Special Inspection, Normal Inspection and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

Following slide displays stratification method that can be used by an organization to determine its performance variables in manufacturing machines.Deliver and pitch your topic in the best possible manner with this Contents For QA Plan And Process Set 3 Stratification Method To Determine Performance Variables Brochure PDF Use them to share invaluable insights on Stratification Shows, Problem With Machine, Coded For Machines and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

This slide highlights the organization future development projections after implementing CRM which includes sales, product demand, customer queries and trend analysis.Deliver and pitch your topic in the best possible manner with this CRM Implementation Strategy Development Projections After Implementing CRM Topics PDF Use them to share invaluable insights on Product Demand, Customer Queries, Trends Analysis and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

This slide provides information regarding workforce training program effectiveness evaluated by assessing overall training impact, quality of trainer, etc. Deliver and pitch your topic in the best possible manner with this Workforce Upskilling Playbook Determine Workforce Training Program Effectiveness Mockup PDF. Use them to share invaluable insights on Organization Of Training, Session On Performance, Requirements Employees and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

This slide showcases plan that can help organization to run advertisement on twitter and generate B2B leads. Its key components are ad type, duration, responsible person and budget .Deliver and pitch your topic in the best possible manner with this Advertising Plan For Creating Awareness Among B2B Consumers Information PDF. Use them to share invaluable insights on Responsible Person, Promoted Answers, Moment Carousel and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

This slide shows different marketing channels used by the organization for customer engagement. Channels covered are SEO, trade shows, social media, email, content marketing, print, PPC.Deliver and pitch your topic in the best possible manner with this Determining The Existing Channels Used For Customer Engagement Clipart PDF. Use them to share invaluable insights on Content Marketing, Effective Lead, Generating Channel and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

Purpose of the following slide is to display understand the paid content distribution channels and how organization can utilize it for their advantage. The following slide highlights the channels, content type and KPIs. Deliver and pitch your topic in the best possible manner with this Paid Content Distribution Channels Introduction PDF. Use them to share invaluable insights on Social Media Ads, Brand Awareness, Target and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

Purpose of the following slide is to measure the SEO performance of the organization as it measures the keywords, backlinks, the total number of sessions and average call duration. Deliver and pitch your topic in the best possible manner with this SEO Tracking Dashboard For Backlinks And Keywords Inspiration PDF. Use them to share invaluable insights on Seo Tracking Dashboard, Backlinks And Keywords and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

This slide covers various features for adjusting CRM data visibility and accessibility. It includes various levels of exceptions such as module, record, and field. Deliver and pitch your topic in the best possible manner with this CRM System Implementation Stages Implementation Steps Establish Data Visibility And Accessibility Rules Brochure PDF. Use them to share invaluable insights on Organization Permission, Confidential Information, Setting Permissions and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

Regular employee satisfaction surveys should be taken to know the grievances of the employees. Act on employee feedback to develop better employee experience. Deliver and pitch your topic in the best possible manner with this Strategies To Attract And Retain Implement Employee Satisfaction Surveys To Get Graphics PDF. Use them to share invaluable insights on Organization Assists, Strongly Disagree, Quality Goals and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

This slide represents FOMO advertising. It includes user rating, number of product left, product demand etc. That enables organization in demand generation. Deliver and pitch your topic in the best possible manner with this Online Promotional Techniques To Increase Technique 4 FOMO Promotional Advertising Designs PDF. Use them to share invaluable insights on Enhance Customer, Customer Informed, Highlighting Drop and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

The following slide helps organization in carefully analyzing the key elements of marketing budget. The pie chart provides an overview of the percentage. Deliver and pitch your topic in the best possible manner with this Implementing Marketing Mix Strategy To Enhance Overall Performance Allocating Marketing Budget To Key Activities Mockup PDF. Use them to share invaluable insights on Marketing Budget, Optimization, Advertisement and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

The following dashboard helps the organization in analyzing the key metrics to track performance of their website marketing strategy, these metrics are visits per week. Traffic source etc. Deliver and pitch your topic in the best possible manner with this Website Analytic Dashboard To Measure Marketing Effectiveness Demonstration PDF. Use them to share invaluable insights on Website Analytic Dashboard, Measure Marketing Effectiveness and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

This slide provides information regarding minute by minute online learning schedule addressing duties of teachers, students, care team and guardians. Deliver and pitch your topic in the best possible manner with this Virtual Learning Playbook Minute By Minute Online Learning Schedule Pictures PDF. Use them to share invaluable insights on Organization Event, Team and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

This slide represents FOMO advertising. It includes user rating, number of product left, product demand etc. that enables organization in demand generation. Deliver and pitch your topic in the best possible manner with this Technique 4 FOMO Promotional Advertising Brand Promotion Techniques To Enhance Rules PDF. Use them to share invaluable insights on Rating Enabling, Customer Engagement, Enhance Emotional and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

The following slide displays timeline of video development that can be used by the organization to highlight key steps involved in the process. Deliver and pitch your topic in the best possible manner with this Timeline And Process To Develop A Video Action Plan Playbook For Influencer Reel Marketing Mockup PDF. Use them to share invaluable insights on Define Product, Define Budget, Video Production and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

This slide represents BOGO advertising technique. It showcase a sales tactics that enables organization in lead generation, boost sales, enhance customer engagement etc.Deliver and pitch your topic in the best possible manner with this Technique 6 BOGO Advertising For Brand Promotion Introduce Promotion Plan To Enhance Sales Growth Formats PDF. Use them to share invaluable insights on Enhance Customer, Make Purchase, Customer Satisfaction and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

This slide covers the team which will be chosen by our organization and implemented in the company i.E cross functional team will be chosen.Deliver and pitch your topic in the best possible manner with this Choosing The Right Project Team For The Company Teams Working Towards A Shared Objective Brochure PDF. Use them to share invaluable insights on Cross Functional, Contract Team, Functional Team and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

This slide represents the current status of the cyber attacks in an organization after implementing the web application firewall mechanism. Deliver and pitch your topic in the best possible manner with this WAF Implementation Decreased The Risk Of Data Breach In Web Apps WAF Platform Summary PDF. Use them to share invaluable insights on System Misconfiguration, Inadvertent Disclosure and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

The slide highlights vision, mission, core values and core competencies of heaSlthcare company. It describes the future direction and goals of the organization for achievement of long and short term objectives. Deliver and pitch your topic in the best possible manner with this Pharmaceutical And Clinical Research Summary Guiding Principles Guidelines PDF. Use them to share invaluable insights on Technologies, Services, Global and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

This slide highlights the logistics company competitive analysis which includes industry preference, organization strengths, best for, transport trucks and vehicles, and warehousing centers. Deliver and pitch your topic in the best possible manner with this Shipping Services Company Profile Competitive Analysis Of Logistics Company Formats PDF. Use them to share invaluable insights on Industry Preference, Brands Partnership, Warehousing Centres and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

This slide depicts the impact on customer rate post implementing crystal methodology in the organization by showing the increased number of customers from April 2022 to February 2023. Deliver and pitch your topic in the best possible manner with this Agile Crystal Techniques Impact On Customer Rate Post Implementing Crystal Methodology Pictures PDF. Use them to share invaluable insights on Services, Interest, Customers and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

This slide represents company profile analysis for Hindustan construction company. It highlights organization headquarter, founding year, product and services, key competitors, projects etc. Deliver and pitch your topic in the best possible manner with this Company Profile Analysis Hindustan Construction Company Global Construction Market Overview Diagrams PDF. Use them to share invaluable insights on Key Competitors, Key Project Highlights, Product And Services and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

This slide represents global market segmentation by energy and utilities construction. It includes market growth rate, average number of employees, CAGR etc. Deliver and pitch your topic in the best possible manner with this Global Market Segmentation By Energy And Utilities Construction Global Construction Market Overview Clipart PDF. Use them to share invaluable insights on Construction Organization Employees, Average, Annual Revenue and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

This slide describes the decentralization process in blockchain technology and the benefits of decentralization, such as a trustless atmosphere, enhanced data reconciliation, etc. Deliver and pitch your topic in the best possible manner with this Cryptocurrency Ledger Pillars Of Blockchain Decentralization Download PDF. Use them to share invaluable insights on Benefits Of Decentralization, Resource, Organization and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

This slide covers the security threats to the organization caused by different departments employees due to lack of cyber security awareness. Deliver and pitch your topic in the best possible manner with this organizational network security awareness staff learning highest number of malware attacks on departments information pdf. Use them to share invaluable insights on sales department, accounts department, financial, computer, mobile and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

This is a cost optimization planning ppt powerpoint presentation layouts background image . This is a four stage process. The stages in this process are cost optimization planning, it procurement, cost savings within it, joint business and it savings, process improvement, business restructuring and innovation.

Deliver an awe inspiring pitch with this creative determine annual adjusted ebitda reconciliation download pdf bundle. Topics like based compensation, restructuring and integration, depreciation and amortization can be discussed with this completely editable template. It is available for immediate download depending on the needs and requirements of the user.

This is a product research and development template powerpoint ideas. This is a one stage process. The stages in this process are business research, demand availability analysis, end use analysis, market entry strategy, product planning, restructurings and revival, customer identification survey, swot analysis, feasible marketing channels, explore new product.

The following slide exhibits phases in digital transformation of organization which reduces data entry with automated processes. It presents information related to capturing metadata, leveraging analytics, etc. Persuade your audience using this Roadmap For Digital Transformation Of Business Administration Formats PDF. This PPT design covers five stages, thus making it a great tool to use. It also caters to a variety of topics including Digital Documents, Organize Documents, Automate Processes, Streamline Processes, Transform Processes. Download this PPT design now to present a convincing pitch that not only emphasizes the topic but also showcases your presentation skills.

This slide provides glimpse about roadmap timeline that helps a business organization to plan and execute digital transformation. It includes milestones such as implementation of data entry automation, utilize cloud services platform, etc. This Strategic Roadmap For Enterprise Digital Transformation Demonstration PDF is perfect for any presentation, be it in front of clients or colleagues. It is a versatile and stylish solution for organizing your meetings. The product features a modern design for your presentation meetings. The adjustable and customizable slides provide unlimited possibilities for acing up your presentation. Slidegeeks has done all the homework before launching the product for you. So, do not wait, grab the presentation templates today

This slide shows the five common challenges faced by new CIO in the initial days. Major challenges are related to communication, IT perception, comparison with others, understand the organization and business capabilities.This is a Crucial Dimensions And Structure Of CIO Transformation Five Common Challenges Faced By New CIO Brochure PDF template with various stages. Focus and dispense information on five stages using this creative set, that comes with editable features. It contains large content boxes to add your information on topics like Business Capabilities, Organizations Priorities, Diving Immediately You can also showcase facts, figures, and other relevant content using this PPT layout. Grab it now.

Purpose of the following slide is to show, how digital transformation can change organization as it provides key stats related to the same. It displays adoption rate of digital transformation, total number of companies who have experienced increase in revenues etc. Presenting Change Administration Strategies How To Communicate Across Departments Ideas PDF to provide visual cues and insights. Share and navigate important information on four stages that need your due attention. This template can be used to pitch topics like Digital Transformation, Various Organizations, Increase Revenues. In addtion, this PPT design contains high resolution images, graphics, etc, that are easily editable and available for immediate download.

This slide provides the glimpse about our project performance in the organization which focuses on growth rate of our project and how our company is performing. Deliver and pitch your topic in the best possible manner with this Corporate Business Our Project Performance Ppt PowerPoint Presentation Gallery Example PDF. Use them to share invaluable insights on Our Performance Months, Our Current Performance, All Organic Growth and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

Following slide illustrates key facts and figures displaying information about organizations major achievements. Here the slide shows that organization stood among top 5 PMP certification providers in North America region. Deliver and pitch your topic in the best possible manner with this project management professional guide it key facts and figures showcasing our major achievements icons pdf Use them to share invaluable insights on key facts and figures showcasing our major achievements and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

Purpose of this slide is to showcases solution selection checklist that can be used by businesses to ensure that AI technology is best fit for their organization and will assist them in meeting the business goals. Deliver and pitch your topic in the best possible manner with this Artificial Intelligence For IT Operations Playbook Stage Three Solution Section Checklist And Its Outcomes Microsoft PDF Use them to share invaluable insights on Related Questions, Data Discoverable, Structured Organized and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

This template covers multiple tools that the organization can utilize for its shareholder communication, these tools are measured on the basis of their cost, frequency etc. These channels can be automated e mails, virtual presentation, project summary report etc. Deliver and pitch your topic in the best possible manner with this Tools Used By Companies For Stakeholder Communication Topics PDF. Use them to share invaluable insights on Organizations, Average Cost, Success Rate and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

Competitive benchmarking is a technique used by multiple organizations to understand the basic industry standards, the following slide helps the organization in understanding competitive benchmarking by carefully analyzing various metrics of the competitors. Deliver and pitch your topic in the best possible manner with this Implementing Marketing Mix Strategy To Enhance Overall Performance Competitor Benchmarking For Effective Analysis Themes PDF. Use them to share invaluable insights on Purchase, Bounce Rate, Effective Analysis and impress your audience. This template can be altered and modified as per your expectations. So, grab it now.

This slide represents the gap analysis to help organizations understand the gaps so that they could build effective strategies to eliminate these gaps and achieve desired results. It represents gap analysis showing current scenario of project change management in the organization. If you are looking for a format to display your unique thoughts, then the professionally designed Gap Analysis For Issue Arising In Project Digital Transformation In Project Management is the one for you. You can use it as a Google Slides template or a PowerPoint template. Incorporate impressive visuals, symbols, images, and other charts. Modify or reorganize the text boxes as you desire. Experiment with shade schemes and font pairings. Alter, share or cooperate with other people on your work. Download Gap Analysis For Issue Arising In Project Digital Transformation In Project Management and find out how to give a successful presentation. Present a perfect display to your team and make your presentation unforgettable. This slide represents the gap analysis to help organizations understand the gaps so that they could build effective strategies to eliminate these gaps and achieve desired results. It represents gap analysis showing current scenario of project change management in the organization

The following slide highlights important manufacturing trends to understand and deploy latest techniques. It includes elements such as AI, machine learning, restructuring supply chain, predictive maintenance, industrial IoT etc. This Key Statistics Associated With Advanced Implementing Manufacturing Strategy SS V from Slidegeeks makes it easy to present information on your topic with precision. It provides customization options, so you can make changes to the colors, design, graphics, or any other component to create a unique layout. It is also available for immediate download, so you can begin using it right away. Slidegeeks has done good research to ensure that you have everything you need to make your presentation stand out. Make a name out there for a brilliant performance. The following slide highlights important manufacturing trends to understand and deploy latest techniques. It includes elements such as AI, machine learning, restructuring supply chain, predictive maintenance, industrial IoT etc.

This slide presents debt-equity swap as a strategy of financial restructuring that help to overcome financial difficulties. It includes advantages such as financial survival, maintain credit rating, and economical alternatives. Slidegeeks is here to make your presentations a breeze with Strategies For Stabilizing Corporate Exchanging Equity With Debts To Make Debt Payments With our easy-to-use and customizable templates, you can focus on delivering your ideas rather than worrying about formatting. With a variety of designs to choose from, you are sure to find one that suits your needs. And with animations and unique photos, illustrations, and fonts, you can make your presentation pop. So whether you are giving a sales pitch or presenting to the board, make sure to check out Slidegeeks first This slide presents debt-equity swap as a strategy of financial restructuring that help to overcome financial difficulties. It includes advantages such as financial survival, maintain credit rating, and economical alternatives.